America's smartest homeowners insurance. Get comprehensive dwelling coverage, personal property protection, and liability insurance — all in one affordable policy. Quote in 60 seconds. Zero paperwork.
No credit card required. See your rate instantly.
We've reimagined homeowners insurance for 2025. Faster quotes, better coverage, smarter technology — and savings that actually make a difference.
No more waiting days for home insurance quotes. Our AI-powered system analyzes your property and delivers accurate rates in under a minute. Fast, fair, transparent.
Your home is your biggest investment. We cover the structure, attached structures, and permanent installations. Fire, storm, theft, vandalism — you're protected.
Furniture, electronics, jewelry, clothing — we protect what matters. Replacement cost coverage means you get new items, not depreciated value. Full protection.
Accidents happen. Our liability coverage protects you if someone is injured on your property or if you accidentally damage someone else's property. Peace of mind included.
File claims anytime, anywhere with our mobile app. Real humans answer your calls around the clock. Average claim resolution: 48 hours. We're here when you need us most.
Bundle discounts, smart home discounts, claims-free discounts — we reward responsible homeowners. Most customers save $500+ per year switching to HomeShield.
From single-family homes to condos to rental properties — we have the perfect homeowners insurance policy for your needs.
Complete protection for your home
HO-6 coverage for condo owners
Protection for rental properties
No complicated forms. No confusing jargon. Just straightforward homeowners insurance that protects what matters most.
Just type your property address. Our system automatically pulls property details from public records.
Choose your deductible, coverage limits, and add-ons. Our AI recommends the best options for your situation.
See your transparent pricing breakdown. Pay monthly or annually — no hidden fees, ever.
Coverage starts immediately. Get your policy documents via email and access everything from our mobile app.
Real reviews from real customers. See why we're rated #1 in customer satisfaction for home insurance.
"A pipe burst in our basement at 2 AM. I filed a claim through the app and had an adjuster call me by 8 AM. Check was deposited in 3 days. This is how insurance should work!"
"Switched from my progressive home insurance and saved $680 per year — with BETTER coverage! The home insurance quote took literally 45 seconds. Why didn't I do this sooner?"
"As a first-time homebuyer, I was overwhelmed. HomeShield made it simple. They explained everything, helped me choose the right coverage, and the price was amazing."
Everything you need to know about homeowners insurance, property coverage, and protecting your biggest investment.
Join 750,000+ smart homeowners who trust HomeShield. Get your free home insurance quote in 60 seconds — compare homeowners insurance rates, no obligations, no pressure.
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Important Disclosure: Insurance products and services are provided by HomeShield Insurance Services and its affiliated insurance companies. Coverage, rates, and availability vary by state and are subject to underwriting approval. All policies are subject to terms, conditions, limitations, and exclusions. Please refer to your policy documents for complete details.
HomeShield Insurance Services is a licensed insurance agency. Not all products are available in all states. The information provided on this website is for informational purposes only and does not constitute an offer to sell or solicitation of an offer to buy insurance. Actual savings may vary based on individual circumstances.